Ideas

21st Century Education

Education in the United States is at a crossroads. Our economy and technology have greatly out-paced the rigidly hierarchical educational system that has been in place for more than 100 years. Disruptive technologies and disruptive individuals are changing the way we live, interact and do business at a rate that is far beyond that system’s […]

 

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The Transition from an Ownership to a Rental/Access Economy

The developed countries of the world are in transition from economies based upon ownership to ones increasingly based upon rental or access.  As much as any other trend, this will transform economics, consumption and how we live.  The concept of ownership is deeply embedded in economic thought, policy and practice and has been for centuries. […]

 

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Values Over Institutions Every Time

Just after the election of Donald J. Trump as President of the United States I had many conversations with colleagues and friends. Regardless of people’s political persuasion, most expressed some confusion about the future direction of global politics given the unusual nature of Trump as a candidate. Was he, is he, crazy like a fox, […]

 

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Daring To Understand and Change Thinking

Introduction     Understanding how we think is essential to everyday life. How we think determines not only what we think, but also what we feel and ultimately what we do. Myriad factors are involved: the impact of culture, the immediate social context in which thinking occurs, the brain’s structure, and more. We’re not powerless […]

 

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21st Century Finance: Intermediaries

(Part IV of a series on the future of banking and finance)   I began this series of articles on 21st Century Finance by comparing and contrasting the legacy finance industry put in place in the 19th and 20th centuries with the one that is emerging now. Hint: new technology and new ways of using […]

 

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